CreditML

CreditML parses raw data from the credit bureaus. This allows the use of custom scoring criteria to mark a credit report a Pass, Fail, or Review. Reports are formatted in XML so they can be displayed in any way the user prefers by using the appropriate transform.

Credit bureaus supported:

• Experian
• Equifax
• Transunion

Key Benefits

• Direct System-to-system access to the three major credit bureaus
  • Experian NetConnect
  • Equifax STS 6.0
  • Trans Union Net Access (TUNA)
• Developed in C# for ASP.Net 2.0
• Packaged as a DLL with a Web Service interface.
• Compatible with Experian and Equifax Certification requirements
• Back-end database-independent through the use of a Data Access Provider plug-ins
• Customizable Credit Reports using XML Transforms and style sheets
• Custom Scoring Engine
• Remove the security risk of storing credit data in a desktop database
• Native, HR-XML, and MISMO XML output